🇨🇦 Canada's Best Free Mortgage Calculator — No Sign-Up Required. No Data Collected.

Canadian Housing Statistics 2025–2026

Current average home prices, market trends, and property tax rates for major Canadian cities. Data sourced from CREA, TRREB, REBGV, CREB, and Royal LePage reports through Q4 2025 / Q1 2026.

National Avg. Price (Dec 2025)
$673,335
CREA, Jan 2026
Annual Avg. Price 2025
$676,705
CREA forecast, -1.4% YoY
National Sales 2025
↓ 20% vs Nov 2024
CREA March 2025
BoC Policy Rate (Apr 2026)
2.75%
Bank of Canada
5-yr Fixed Rate (Apr 2026)
~4.2–4.8%
Major lenders
Stress Test Rate (Apr 2026)
6.2–6.8%
max(rate+2%, 5.25%)

Average Home Prices by City (2025)

Sources: CREA, local real estate boards
CityAll TypesCondoDetachedYoY ChangeProperty Tax
Vancouver
REBGV / Royal LePage Q4 2025
$1,195,000$745,000$1,895,000-1.4%0.26%
Toronto
TRREB Annual 2025
$1,068,000$645,000$1,420,000-4.7%0.67%
Calgary
CREB May 2025
$605,000$355,000$760,000+9.5%0.71%
Edmonton
REALTORS® Assoc. of Edmonton 2025
$470,000$215,000$575,000+8.2%0.88%
Ottawa
OREB 2025
$650,000$415,000$800,000-1.8%1.14%
Montreal
QPAREB Dec 2025
$573,000$390,000$730,000+5.1%0.77%
Halifax
NSAR 2025
$580,000$360,000$680,000+6.4%1.10%
Winnipeg
WinnipegREALTORS® Dec 2025
$380,000$220,000$460,000+4.2%2.52%

Average Home Price Trends (2019–2025)

2019202020212022202320242025$0k$350k$700k$1050k$1400k
  • Vancouver
  • Toronto
  • Calgary
  • Edmonton

Average Home Price Comparison (2025)

VancouverTorontoCalgaryEdmontonOttawaMontrealHalifaxWinnipeg$0k$300k$600k$900k$1200k

2025–2026 Market Context

National trend: The national average home price ended 2025 at $673,335, virtually unchanged from December 2024 (CREA, Jan 2026). The full-year 2025 average was $676,705, down 1.4% year-over-year — the first annual decline since 2018.

Prairie strength: Calgary and Edmonton were the standout performers in 2025, with Calgary's benchmark price rising ~9.5% year-over-year to $605,300 (CREB, May 2025) and Edmonton posting ~8.2% gains, driven by interprovincial migration and relative affordability.

Toronto softening: The GTA annual average fell 4.7% to $1,067,968 in 2025 (TRREB), with condo inventory at multi-year highs and investor demand subdued. The MLS® HPI composite benchmark was down 5.8% year-over-year in November 2025.

Vancouver resilience: Greater Vancouver held relatively flat at ~$1.195M, with Royal LePage reporting the city aggregate up 1.4% year-over-year to $1,422,600 in Q1 2025. Detached homes remain above $1.8M.

Rate environment: The Bank of Canada cut its policy rate to 2.75% by early 2026, bringing 5-year fixed mortgage rates down to the 4.2–4.8% range. The federal stress test qualifying rate stands at approximately 6.2–6.8% (contract rate + 2%).

Data Note: All statistics are estimates based on publicly available data from CREA, TRREB, REBGV, CREB, Royal LePage, and other real estate boards. Data reflects Q4 2025 / Q1 2026 reports. Prices are approximate averages and may not reflect current market conditions in specific neighbourhoods. Always consult a licensed real estate professional for current market data.